Loan Comparison Calculator

Compare two home loan offers side by side — repayments, fees, total interest, and total cost over the life of the loan.

Loan B saves you $0 over the loan term
Loan B saves you
$0
over the life of the loan
Repayment$0/mo
Total interest$0
Upfront fees$0
Ongoing fees (total)$0
Comparison rate (est.)0%
Total cost$0
Repayment$0/mo
Total interest$0
Upfront fees$0
Ongoing fees (total)$0
Comparison rate (est.)0%
Total cost$0
Not sure which loan is really better?
Fees, rates, and features all matter — not just the headline rate. Get a free, no-obligation review from a broker who can compare 30+ lenders for you.
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Repayment difference
$0
per month
Interest difference
$0
over loan term
Total cost difference
$0
incl. all fees
Loan balance over time
Year 1
Loan A balance
$0
Loan B balance
$0
Difference
$0
👆 Tap or drag on the chart to see year-by-year details
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Thinking about switching lenders?
Refinancing has costs too — discharge fees, new application fees, and LMI if applicable. We'll factor all of that in for you.
Loan amount & term $600,000 · 30 yrs · Monthly
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These apply to both loans, so you're comparing rate and fees on an equal basis — the most common scenario when refinancing or choosing between two offers for the same property.
Loan amount
$
Loan term
yrs
Repayment frequency
Current Lender 6.20% · $600 upfront · $0/yr
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Annual interest rate
%
Upfront fees Application / valuation / legal
$
Ongoing annual fee Package / account-keeping fee
$
New Offer 5.90% · $0 upfront · $395/yr
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Annual interest rate
%
Upfront fees Application / valuation / legal
$
Ongoing annual fee Package / account-keeping fee
$