Home Loan Repayment Calculator

Estimate your repayments, see total interest, and find out how extra payments can save you years and thousands of dollars.

Minimum repayment
$0
per month · 30 year loan
Principal: $0
Total interest: $0
Total repaid: $0
🎉 Extra repayments are saving you:
Interest saved
$0
Time saved
0 yrs
New term
0 yrs
New total interest
$0
Total interest
$0
0% of loan
Total repaid
$0
principal + interest
Interest rate
0%
per year
What you repay over the life of the loan
Loan balance over time
Year 1
Principal paid
$0
Interest paid
$0
Remaining balance
$0
👆 Tap or drag on the chart to see year-by-year details
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📋 Amortisation schedule
Year Principal Interest Extra Balance
💬
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Loan details $600,000 · 30 yrs · 6.2%
Loan amount
$
Loan term
yrs
Annual interest rate Current avg variable: ~6.2%
%
Repayment frequency
Loan type
Extra repayments Off — add extra to pay off sooner
Add extra repayments On top of your minimum repayment
Extra amount
$
Extra frequency
Starting from year When extra repayments begin
Toggle on to add extra repayments and see exactly how much time and interest you can save.
Offset account $0 — no offset applied
Offset balance Reduces the balance interest is charged on
$