Compound Interest Calculator

See how your savings grow over time — enter your values and results update instantly.

Final balance
$0
after 10 years at 5% p.a.
Initial deposit: $0
Regular deposits: $0
Total interest: $0
Where your balance comes from
Total interest
$0
0% of balance
Total deposited
$0
initial + contributions
Effective growth
0×
money multiplied by
Balance over time
After 1 year
Initial deposit
$0
Regular deposits
$0
Total interest
$0
Total balance
$0
Ready to put your savings to work?
A financial adviser can help you find the right account or investment to match what you've modelled here.
🔒 No spam, ever ⏱️ Takes 30 seconds ✅ Obligation-free
📋 Year-by-year breakdown ⌄
Year Contributions Interest earned Balance
Starting amount $10,000 initial deposit
⌄
Initial deposit
$
Regular contributions $500 monthly
⌄
Contribution amount
$
Frequency
Interest rate 5% p.a. · monthly compounding
⌄
Annual interest rate HISA: ~5% · Term deposit: ~4.5–5.5%
%
Compounding frequency
Time period 10 years
⌄
Investment period
yrs